PRIVACY POLICY

Last Updated: November 2025

1. INTRODUCTION

Monetha Versus ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Platform.

Monetha Versus is operated as part of the Monetha ecosystem by Monetha GmbH, a Swiss company.

By using the Platform, you consent to the data practices described in this Privacy Policy.

2. INFORMATION WE COLLECT

2.1 Information You Provide

When you create an account or use the Platform, we may collect:

  • Username or display name
  • Email address (if provided)
  • Authentication information (Google account data)
  • Questions, votes, and comments you post
  • Profile information and preferences
  • Communications with our support team

2.2 Automatically Collected Information

When you access the Platform, we automatically collect:

  • IP address and geolocation data
  • Device type and operating system
  • Browser type and version
  • Pages viewed and time spent on Platform
  • Referring website or source
  • Date and time of access
  • Click and interaction data

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. See Section 10 (Cookie Policy) for detailed information.

2.4 Monetha Ecosystem Data

As part of the Monetha ecosystem, your Monetha points balance and transaction history may be accessed to enable Platform functionality.

3. HOW WE USE YOUR INFORMATION

We use collected information for the following purposes:

  • Platform Operation: To provide, maintain, and improve Platform functionality
  • User Accounts: To create and manage user accounts and authenticate users
  • Points Management: To track virtual points balances, bets, and payouts
  • Content Moderation: To monitor and moderate user-generated content
  • Communication: To respond to support requests and send Platform updates
  • Analytics: To analyze usage patterns and improve user experience
  • Security: To detect, prevent, and address fraud, abuse, and security issues
  • Legal Compliance: To comply with legal obligations and enforce our Terms
  • Marketing: To send promotional communications (with your consent)

4. LEGAL BASIS FOR PROCESSING (GDPR)

Under GDPR, we process your personal data based on:

  • Consent: You have given consent for specific processing purposes
  • Contract Performance: Processing is necessary to provide Platform services
  • Legitimate Interests: Processing is necessary for our legitimate business interests (e.g., fraud prevention, analytics)
  • Legal Obligation: Processing is required to comply with legal requirements

5. HOW WE SHARE YOUR INFORMATION

We may share your information with:

5.1 Monetha Ecosystem

Your data may be shared within the Monetha ecosystem to enable cross-platform functionality and points management.

5.2 Service Providers

We may share data with third-party service providers who perform services on our behalf:

  • Hosting and infrastructure providers
  • Analytics services
  • Authentication services (Google)
  • Email and communication services

5.3 Legal Requirements

We may disclose your information if required by law or in response to:

  • Legal processes or government requests
  • Enforcement of our Terms and policies
  • Protection of our rights, property, or safety
  • Investigation of fraud or security issues

5.4 Public Information

Information you post publicly (questions, votes, comments) may be visible to other users and the public. Anonymous posts do not display your username but are still associated with your account internally.

6. DATA RETENTION

We retain your personal data for the following periods:

  • Account Data: Retained while your account is active, plus up to 3 years after account closure
  • Marketing Data: Retained up to 2 years or until you withdraw consent
  • Legal/Investigation Data: Retained longer if required for legal proceedings or investigations
  • Analytics Data: Aggregated and anonymized data may be retained indefinitely

You may request deletion of your data at any time, subject to legal retention requirements.

7. YOUR PRIVACY RIGHTS

Under GDPR and other privacy laws, you have the following rights:

7.1 Access

You have the right to request a copy of the personal data we hold about you.

7.2 Rectification

You have the right to correct inaccurate or incomplete personal data.

7.3 Erasure (Right to be Forgotten)

You have the right to request deletion of your personal data, subject to legal retention requirements.

7.4 Restriction

You have the right to request restriction of processing in certain circumstances.

7.5 Data Portability

You have the right to receive your data in a structured, commonly used format and transfer it to another controller.

7.6 Object

You have the right to object to processing based on legitimate interests or for direct marketing purposes.

7.7 Withdraw Consent

Where processing is based on consent, you have the right to withdraw consent at any time.

7.8 Lodge a Complaint

You have the right to lodge a complaint with a supervisory data protection authority.

To exercise these rights, contact us at support@monetha.io

8. DATA SECURITY

We implement appropriate technical and organizational security measures to protect your personal data:

  • Encryption of data in transit and at rest
  • Regular security assessments and updates
  • Access controls and authentication requirements
  • Employee training on data protection
  • Incident response procedures

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your data.

9. INTERNATIONAL DATA TRANSFERS

Your data may be transferred to and processed in countries outside your country of residence, including countries that may not have the same data protection laws.

When we transfer data internationally, we ensure appropriate safeguards are in place, such as:

  • Standard Contractual Clauses approved by the European Commission
  • Adequacy decisions by relevant authorities
  • Other legally recognized transfer mechanisms

10. COOKIE POLICY

10.1 What Are Cookies?

Cookies are small text files stored on your device when you visit websites. They help websites remember your preferences and improve functionality.

10.2 Types of Cookies We Use

Essential Cookies (Required)

These cookies are necessary for the Platform to function. They enable core functionality like authentication, security, and session management.

  • Authentication cookies (login sessions)
  • Security cookies (CSRF protection)
  • Load balancing cookies

Functional Cookies (Optional)

These cookies enhance functionality and personalization:

  • Remember your bet amount preferences
  • Remember your custom settings
  • Store your tab preferences (ending soon vs. hot)

Analytics Cookies (Optional)

These cookies help us understand how you use the Platform:

  • Page views and navigation patterns
  • Time spent on Platform
  • Device and browser information
  • Error and performance tracking

Marketing Cookies (Optional)

These cookies track your activity to deliver relevant advertisements:

  • Ad targeting and personalization
  • Campaign performance measurement
  • Cross-site tracking for remarketing

10.3 Third-Party Cookies

We may use third-party services that set their own cookies:

  • Google Analytics (analytics)
  • Google Authentication (login)
  • Supabase (database and authentication)

These third parties have their own privacy policies.

10.4 Managing Cookies

You can control cookies through:

  • Cookie Banner: Accept or reject optional cookies when you first visit
  • Browser Settings: Most browsers allow you to refuse or delete cookies
  • Opt-Out Tools: Use tools like Google Analytics Opt-out Browser Add-on

Note: Disabling essential cookies may prevent the Platform from functioning properly.

10.5 Cookie Retention

  • Session Cookies: Deleted when you close your browser
  • Persistent Cookies: Remain on your device until expiration or manual deletion (typically 1-24 months)

11. CHILDREN'S PRIVACY

The Platform is not intended for children under 18 years of age. We do not knowingly collect personal data from children under 18.

If you are a parent or guardian and believe your child has provided us with personal data, please contact us at support@monetha.io and we will delete such information.

12. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. Changes will be effective immediately upon posting the updated policy on the Platform.

We will notify you of material changes by updating the "Last Updated" date and, where appropriate, providing additional notice (such as an email or Platform notification).

Your continued use of the Platform after changes constitutes acceptance of the updated Privacy Policy.

13. CONTACT INFORMATION

For questions about this Privacy Policy or to exercise your privacy rights, contact us:

Monetha Versus / Monetha GmbH

Email: support@monetha.io

Data Protection Officer: For GDPR-related inquiries, you may contact our Data Protection Officer at the above email address.

14. SUPERVISORY AUTHORITY

If you are located in the European Economic Area (EEA) or Switzerland, you have the right to lodge a complaint with your local data protection supervisory authority.

As Monetha GmbH is based in Switzerland, the relevant authority is the Swiss Federal Data Protection and Information Commissioner (FDPIC).